Public Bank (Hong Kong) Limited ("Public Bank (Hong Kong)") is a commercial bank registered under the Banking Ordinance of Hong Kong. Public Bank (Hong Kong) was formerly known as Asia Commercial Bank ("ACB") and was incorporated in 1934. In May 2006, Public Bank Berhad ("Public Bank") of Malaysia, through its subsidiary, Public Financial Holdings Limited ("Public Financial"), acquired 100% interest in ACB and subsequently changed its name to Public Bank (Hong Kong) Limited in June 2006 to reflect its association with Public Bank. The shares of Public Financial are listed on The Stock Exchange of Hong Kong Limited (Stock Code: 626), and the shares of Public Bank are listed on Malaysian stock exchange. Further information of Public Bank can be viewed at its corporate website (www.publicbank.com.my). 

Under the Public Bank Group umbrella, Public Bank (Hong Kong) focuses on the expansion of its retail and commercial banking business and on building its brand name through branch expansion programme, innovative product development and aggressive marketing strategies. The Bank has ratings of A3 long-term, Prime-2 short-term foreign currency and local deposit ratings, and "C-" bank financial strength rating and assigned by Moody's Investors Service. The outlook for all the ratings is stable. 

Public Bank (Hong Kong) provides a comprehensive range of retail and commercial banking services and is committed to serve its customers in Hong Kong and Greater China. Currently, the Bank has 32 branches in Hong Kong, 1 branch and 3 sub-branches in Shenzhen, PRC and a representative office each in Shanghai and Shenyang in the PRC. The Bank will continue to expand its branch network to serve the customers and public at large wholeheartedly with high quality services.

For over 70 years, Asia Commercial Bank (ACB) has been a reliable partner of some of the region's most respected individuals and institutions. Guided by the simple, yet powerful philosophy of its founder: "To surpass clients' every expectations and dealing in absolute trust", the Bank has earned a reputation as an outstanding financial institution. This philosophy has stood the test of time. Today, the same philosophy is applied in expanding the Bank's business. 

In the early years, international trade finance was ACB's main business. As Hong Kong's economy developed, the Bank gradually moved into commercial and retail banking responding to the changing needs of the customers. Investment and corporate banking services are now more and more sought after by mature enterprises in accessing funds in the equity and capital markets. 

 Hong Kong has reverted to Chinese sovereignty on 1 July 1997. The territory is favoured by multinational corporations to base their regional headquarters. The mainland, especially southern China, is thus a market the Bank naturally and logically should expand to. It was a step that was foreseen and taken several years ago. Today ACB has a branch in Shenzhen and represe

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